SCJP Ltd: Scam Warning, Reviews and Recovery Guide
Issued by: Autorité des marchés financiers (AMF) Quebec / CSA · Date: 2026-06-26 · Region: Quebec
Reviewed by: Joseph Boucher · Last updated: 2026-08-24
Also known as: scjpic.com, SCJP, SCJP Ltd
Overview — Is SCJP Ltd Legit?
SCJP Ltd, operating at scjpic.com, is not registered with Quebec's Autorité des marchés financiers (AMF) and is not authorized to solicit investors in the province. The AMF published that finding on June 26, 2026.
Two details in that first sentence are worth separating, because together they say more than either does alone.
The first is the name. "SCJP" is an initialism that stands for nothing a prospective client can discover. Initialisms in finance normally compress something real: a founder's initials, a merged pair of firms, a place. HSBC, UBS, BMO and RBC each unpack into a history somebody can look up. An initialism that unpacks into nothing gives a brand the surface texture of an established institution while committing to no verifiable claim at all, and the suffix "Ltd" completes the effect by implying a registered limited company without naming a jurisdiction, a company number, or a single director.
The second is that the domain does not match the name. The company presents as SCJP Ltd; the website is scjpic.com. That extra fragment is small enough to pass unnoticed and significant enough to matter. It means somebody searching the company name exactly may not reach the site, and somebody who reaches the site may not connect it to any warning published under the company name. Whether the mismatch is deliberate or the result of an unavailable domain, the practical effect is a gap between the name a person is given and the address they are sent to, and that gap is where checks fail.
The AMF's alert is a registration finding. It establishes that SCJP Ltd is not registered and is not authorized to solicit Quebec investors. It does not describe the product, the operation's location, its ownership, or the way investors are approached, and this article will not invent those details. What follows explains what the finding means under Quebec law and describes the sequence documented across comparable AMF alerts, kept clearly separate from anything specific to this operation.
If you have deposited with SCJP Ltd, or you cannot log in, or a withdrawal has been made conditional on a payment, report it to RecoverFunds.ca. There is no charge and no upfront fee.
How SCJP Ltd Operates
The AMF's finding concerns registration. What follows describes the pattern documented across comparable alerts and the case reports we receive, rather than claims specific to SCJP Ltd beyond what the regulator published.
What Ltd does and does not tell you:
A corporate suffix in a brand name is not evidence of incorporation anywhere. It is a string of characters, and nothing prevents an operation from using it. A genuinely incorporated company can be checked: it has a jurisdiction, a registration number, filed accounts in most places, and named directors, all of which are public and searchable.
When a platform presents a corporate suffix without any of those particulars, the suffix is doing decorative work. The question worth asking is not whether the site says Ltd but whether you can find the company in a corporate register anywhere in the world, and whether the people behind it have professional histories that exist outside the platform's own pages.
Why the name and domain mismatch matters:
A person told about SCJP Ltd who searches that exact string may not land on scjpic.com, and a person on scjpic.com may not connect it to warnings published under the company name. Alerts, complaints and discussions attach to whichever string was used, so a mismatch fragments the record and each fragment looks thinner than the whole.
When checking any platform, search both the company name and the exact domain separately, and search the domain without the extension too. It takes an extra thirty seconds and it is where a surprising amount of relevant material surfaces.
Registration, and what it secures:
Quebec's Securities Act requires registration for anyone in the business of trading securities or advising on them where Quebec residents are concerned. The obligation covers online platforms and firms based outside Canada, and does not depend on who approached whom.
Registration attaches proficiency standards for the people handling client money, rules requiring client assets to be held separately from the firm's own, a complaint process, and a regulator able to investigate and sanction. Without it, none of those protections attaches to your money regardless of how the platform presents itself. Check any firm free at aretheyregistered.ca, which covers every Canadian jurisdiction.
Losing access to the account:
Being unable to log in is a common point at which people start searching, and it usually means one of two things. The account has been locked from the operator's side, which frequently follows a withdrawal request or an awkward question. Or the platform has gone offline, which is what happens when an operation rebrands to a new domain after a warning.
Neither is resolved by the account manager, and neither is a technical fault worth paying to fix. If you are asked for a reactivation or verification payment to restore access, that is the same pattern continuing rather than a route back in. Capture whatever you can still reach immediately, because the account and its history are the basis of every report you will file.
The withdrawal sequence:
Deposits process smoothly. A small early withdrawal often succeeds, which is inexpensive for the operator and converts caution into confidence, typically preceding a larger deposit. A substantial withdrawal then meets a condition: a tax, a compliance or anti-money-laundering charge, an insurance premium, an account upgrade, a liquidity requirement.
No such payment releases a balance. Each produces the next, and the totals demanded after a blocked withdrawal frequently exceed the original deposit.
What decides recovery:
The payment method and the elapsed time, more than anything else. Card payments carry chargeback rights, generally 120 days. Wires can occasionally be recalled while funds remain in the receiving account. Cryptocurrency can sometimes be frozen at a cooperating exchange if it has not been moved on.
A confirmed blockchain transfer cannot be reversed by anyone, which is why the useful advice is to move on the payment route immediately rather than to look for a service claiming it can undo one.
Red Flags — SCJP Ltd Reviews
- Not registered with Quebec's AMF and not authorized to solicit investors in the province
- Initialism name that unpacks into nothing a prospective client can verify
- Uses the Ltd suffix without naming a jurisdiction, company number or any director
- Website domain does not match the company name, fragmenting the searchable record
- No corporate registration findable in any public register worldwide
- Account access withdrawn following a withdrawal request or an awkward question
- Reactivation or verification payment demanded to restore login access
- Withdrawal conditional on tax, compliance, insurance or account upgrade charges
- A small early withdrawal is paid, then larger requests stall
- Named individuals whose professional histories exist nowhere outside the platform's own site
What the Regulator Said
SCJP Ltd is not registered with the Autorité des marchés financiers (AMF) and is not authorized to solicit investors in Québec.
What to Do if You Were Targeted by SCJP Ltd
If you have money with SCJP Ltd or scjpic.com, work through these in order.
Action steps:
- Stop paying, including anything asked for to restore account access. No reactivation charge, verification payment, tax, compliance fee or account upgrade releases a balance or reopens an account on a platform operating this way.
- Contact your bank, card issuer or crypto exchange today, asking for the fraud department rather than your branch. This is the only step where hours change the outcome, and it is worth doing before anything else on this list.
- Contact the AMF at 1-877-525-0337 or lautorite.qc.ca. The AMF issued this alert and holds jurisdiction over solicitation reaching Quebec residents.
- Record both strings. Note the company name you were given and the exact domain you actually used, because they differ here and reports filed under only one of them are harder to connect. Include any other address you were directed to.
- Capture everything you can still reach. If you can still log in, screenshot the dashboard, balance, transaction history and withdrawal screen now, because access is frequently withdrawn once payments stop. Export chat and email threads rather than screenshotting them.
- Report to RecoverFunds.ca for a free case review. We will tell you honestly which payment routes remain realistically open given how and when you paid, at no cost and without promising an outcome.
- Report to the Canadian Anti-Fraud Centre and to the securities regulator for your province — the full process, with contact details for every province, is here
- Do not pay anyone who offers to recover your money for an upfront fee — that is a second scam, and it deliberately targets people who have already lost money once
If you were dealing with a named account manager, record the name, the number they called from, and any photograph or profile used. Those identities are reused across operations more often than people expect, and they help connect cases that would otherwise look unrelated.
SCJP Ltd: Frequently Asked Questions
Is SCJP Ltd a registered company?
The AMF's June 26, 2026 alert states that SCJP Ltd is not registered with the AMF and is not authorized to solicit investors in Québec. On incorporation specifically, the Ltd in a brand name is not evidence of anything, because it is simply a string of characters that nothing prevents an operation from using. A genuinely incorporated company has a jurisdiction, a registration number, named directors and usually filed accounts, all public and searchable. If you cannot find those, the suffix is decorative.
Why is the website scjpic.com and not something matching SCJP Ltd?
It is a small mismatch with a real consequence. Somebody told about SCJP Ltd who searches that exact string may never reach scjpic.com, and somebody on the site may not connect it to warnings published under the company name. Alerts, complaints and discussions attach to whichever string was used, so a mismatch fragments the record and every fragment looks thinner than the whole picture. When checking any platform, search the company name and the exact domain separately.
I cannot log in to my SCJP Ltd account. What does that mean?
Usually one of two things, and neither is a technical fault worth paying to fix. Either the account has been locked from the operator's side, which commonly follows a withdrawal request or an awkward question, or the platform has gone offline entirely, which is what happens when an operation rebrands to a new domain after a warning is published. If you are asked for a reactivation or verification payment to restore access, that is the same pattern continuing rather than a route back into your account.
What does SCJP actually stand for?
Nothing a prospective client can discover, and that is the point worth noticing. Initialisms in finance normally compress something real, such as a founder's initials, a pair of merged firms, or a place, and names like HSBC or BMO unpack into histories anybody can look up. An initialism that unpacks into nothing gives a brand the surface texture of an established institution while committing to no claim that could be checked or contradicted. That is a design choice rather than an accident.
SCJP Ltd wants a verification fee before returning my funds. Is that normal?
No. There is no legitimate arrangement in which a platform requires you to send money in before it will release money it already holds for you. Genuine institutions deduct what they are owed from the balance, because that is simpler and it is what the balance is for. Any requirement to fund an account in order to withdraw from it inverts how custody works, whatever the charge is called, and paying one reliably produces the next demand rather than the payout.
What should I do first if I have already sent money?
Contact whoever moved the money, today. Your bank's fraud department, your card issuer, or your crypto exchange, with the destination account or wallet address. That is the only step where timing genuinely changes the outcome, because card chargebacks have deadlines, wire recalls depend on funds still sitting in the receiving account, and an exchange freeze depends on crypto not having been moved on. Reporting to the AMF and the Canadian Anti-Fraud Centre matters too, but those have no deadline.
Is SCJP Ltd a scam?
Yes — in the sense that matters here: Autorité des marchés financiers (AMF) Quebec has publicly warned investors about SCJP Ltd on June 26, 2026. That warning is on the regulator's own site and is linked from this page, so you can read the original rather than take our word for it.
Is SCJP Ltd legit, and is it registered in Canada?
The honest answer is to verify it rather than trust anyone's summary, including ours. Search aretheyregistered.ca for SCJP Ltd. What is on the public record is that AMF issued an investor warning about it on June 26, 2026.
Why can't I withdraw my money from SCJP Ltd?
A stuck withdrawal from SCJP Ltd is not usually a technical fault, and support will not fix it. The pattern documented by AMF and other regulators is escalating fee demands that never end in a payout. Preserve the evidence, stop sending money, and work through the reporting process — and contact your bank or card issuer the same day, because that route is time-sensitive.
Why is my SCJP Ltd login not working?
If you cannot log in to SCJP Ltd, do not pay a "reactivation" or "verification" charge to get back in. Access problems on platforms of this kind track withdrawal requests closely. Capture what evidence you still have access to now, because the account and its history are the basis of every report you will file.
Are SCJP Ltd reviews real?
The useful test for SCJP Ltd is not the reviews but the register. Anyone can post a review; nobody outside the regulator can post a AMF investor alert. One was published on June 26, 2026. Check registration yourself at aretheyregistered.ca and treat glowing reviews on platforms that do not verify purchases as marketing.
Can I get my money back from SCJP Ltd?
Sometimes, and rarely in the way people are hoping. The mechanisms that work are payment reversal — chargeback, wire recall, an exchange freeze on funds that have not yet moved — and they are time-limited, which is why the bank call comes before everything else. Enforcement action against an operation like SCJP Ltd can take years and does not usually return money to individuals. The full picture, including what does not work, is here.
Is scjpic.com a safe website?
scjpic.com should not be trusted with a deposit. It is the website connected to SCJP Ltd, which Autorité des marchés financiers (AMF) Quebec warned investors about on June 26, 2026. If you already have an account there, capture your transaction history and chat logs now — domains connected to published warnings often go offline without notice.
How do I report SCJP Ltd in Canada?
Start with whoever moved the money — your bank, card issuer or crypto exchange — because reversal options are time-limited. Then file with the Canadian Anti-Fraud Centre on 1-888-495-8501, with the securities regulator in Quebec, and with your local police. The complete process is here, and a free case review is here if you would rather be walked through it.
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